Debt Collection and Credit Bureau Information

Fair Debt Collection Act

A debt collector may not:

  • Call before 8 am
  • Call after 9 pm
  • Call your place of work if they are aware that your employer doesn’t approve
  • Lie or harass you
  • Ignore a written request to a stop contact

For more information:
877-FTC-HELP (877-382-4357)
Opt Out List for Pre-Screened Offers

Good for two years.
1-888-5-OPTOUT (1-888-567-8688)

Credit Bureau Information

P.O. Box 2002
Allen, TX 75013
1 888 EXPERIAN (1 888-397-3742)

Equifax Information Services, LLC
Disclosure Department
P.O. Box 740241
Atlanta, GA 30374

Post Office Box 1000
Chester, PA 19022

Free Annual Credit Report per the FACT Act
P.O. Box 105281
Atlanta, GA 30348-5281
(A service sponsored by the three major credit bureaus)