Attorneys and Facilitators
If you are a Facilitator attorney and have already been given a user name
and password, please select the login button at the top right hand side
of your screen to access your web portal.
About IFL What makes the Institute
different from other bankruptcy agencies and providers? In a nutshell,
the Institute is a financial education organization focused on helping
its clients by presenting unbiased, neutral information about personal
finance. Our education programs are proven to be effective, and we strive
to build long term educational relationships with our clients while helping
them meet their critical deadlines. The
Institute does not create debt repayment plans or negotiate debts for its
clients, nor does it sell any financial products or systems. The Institute
is funded by educational program service fees, private donations, and grants
from public and private foundations. Select this link for more information
about the Institute and its programs.
Pre-Filing Counseling The Institute is approved by
EOUST and the Bankruptcy Administrators to provide pre-filing counseling
(sometimes called “credit counseling” or “budget counseling”)
in all 94 Judicial Districts by Internet and Telephone. Please note that
approval by the EOUST and Bankruptcy Administrators does not endorse or
assure the quality of an agency’s services. The cost is $50 for a
household (single or couple) regardless of delivery method. Select this
link for more information about the Institute’s Pre-Filing Counseling
services.
Post-Filing Debtor Education The Institute is approved
by EOUST and the Bankruptcy Administrators to provide post-filing personal
financial management courses (sometimes called “debtor education” or “debtor
ed”) in all 94 Judicial Districts by Internet, Telephone and Homestudy.
Please note that approval by the EOUST and Bankruptcy Administrators does
not endorse or assure the quality of an agency’s services. The cost
is $50 for a household (single or couple) regardless of delivery method.
Select this link for more information about the Institute’s Post-Filing
Debtor Education services.
Facilitators Facilitators are attorneys, legal aid
and social service organizations that wish to regularly refer their clients
to the Institute for Pre-Filing Counseling and/or Post-Filing Debtor Education
services. Facilitators receive their clients’ certificates by email
and have direct internet access to their clients’ information and
certificates through their web portal. There is no cost of any type for
the Facilitator, but Facilitators must collect the Institute’s service
fees from clients and remit them to the Institute on a weekly basis. Select
this link for more information about the benefits of establishing a Facilitator
account, to obtain Facilitator client handouts, or to become a Facilitator.
Registered Attorneys Registered
Attorneys are attorneys, legal aid and social service organizations that
wish to regularly refer their clients to the Institute for Pre-Filing Counseling
and/or Post-Filing Debtor Education services. Registered Attorneys receive
their clients’ certificates
by email. There is no cost of any type for the Registered Attorney, and
Registered Attorneys are not required to collect the Institute’s
service fees from clients. Select this link for more information about
the benefits of becoming a Registered Attorney, to obtain Registered Attorney
client handouts, or to become a Registered Attorney.
Direct Referrals Attorneys, legal aid and social service
organizations that do not wish to establish any type of formal relationship
with the Institute may simply have clients call the Institute at 1-866-662-4932
during the Institute’s hours of operation. Certificates will be provided
to attorneys only when requested by the client. The Institute will make
a good faith effort to ensure the certificate reaches its intended destination,
but is not responsible for certificates not provided to an attorney in
a timely manner due to client error. Select this link for more information
on what clients need to do in order to sign up for services or to obtain
direct contact client handouts.
Bankruptcy FAQ Frequently Asked Questions about the
financial counseling and educational requirements for individuals filing
bankruptcy and the Institute’s Bankruptcy Related Services.
Forms A complete list of forms related to the Institute’s
bankruptcy related services.
Hours of Operation